Due Friday
Next contribution
A clear plan for Friday
0.002 BTC
Your amount, agreed in advance. Approve the payment in your own wallet.
Bitcoin savings coordination, built around people.
Save in Bitcoin.
Together.
CoinHearted is being built to help people who know and trust one another coordinate Bitcoin contributions, follow a shared schedule and keep a clear record. Each member chooses their wallet and approves their payments.
In development · Join the founding waitlist
- Bring your own wallet
- You approve every payment
- Built for trusted circles
Individual wallets.Shared purpose.
Wallet-first
Clear schedule
Built around people. Powered by Bitcoin.
Saving is personal.
Progress can be shared.
A familiar idea deserves a thoughtful new home: people coming together, keeping a promise, and making room for one another’s next step.
CoinHearted is being designed to bring that spirit to a Bitcoin-first savings cooperative, with clear agreements, visible progress, and control that stays with each member.
01 / The cooperative cycle
Good habits come
full circle.
Agree who takes part, what each person contributes and whose turn comes next. A trusted group follows one schedule, with payments sent directly to the scheduled member. Here’s how CoinHearted is being designed to help.
A circle, in motionFour-member example
Choose your people. Make the rules clear.
-
01
Agree
Start with people you know. Agree on the contribution amount, cadence, and receiving order before the first payment.
-
02
Contribute
When a contribution is due, approve it in your own wallet and send it directly to the scheduled member.
-
03
Verify
Follow the same contribution record. Bitcoin confirmations help the circle see what has settled and what is still pending.
-
04
Rotate
The receiving turn moves to the next member in the agreed order. Keep contributing through the full cycle, together.
The circle sets the rules. CoinHearted is being designed to make the agreement easier to follow. It cannot make another member contribute or guarantee that a cycle will finish.
02 / A little clarity, every day
Less guesswork.
More together.
The planned tools focus on three questions: what is due, what has been recorded, and whose turn comes next. The examples below show how a shared agreement could become easier to follow.
What stays in your handsDesign preview
Illustrative details, not a live account
Illustrative details, not a live account
- What is due?
- What has been recorded?
- Whose turn comes next?
Visible to members
Contribution record
One shared view
Payment confirmed
A Bitcoin confirmation helps everyone see that this contribution has arrived.
One shared schedule
Receiving order
Know whose turn is next
Week 04 of 05
Follow the order your circle agreed on, from the first turn to the last.
No public pool
Circle invitation
Start with people you trust
Your circle, by invitation
Share an invitation with someone you know. Review the agreement together.
No return promised
Shared progress
Small steps, kept together
06 contributions
See the contributions your circle has recorded, one commitment at a time.
Always your decision
Gentle reminder
A nudge, not a transfer
Your approval comes first
A reminder helps you prepare. It never moves Bitcoin on your behalf.
Agreed together
Circle agreement
Agree before you begin
05 members aligned
Set the amount, schedule, and receiving order before the first contribution.
No pooled balance
Wallet control
CoinHearted never needs your keys
Your wallet. Your Bitcoin.
Send directly to the scheduled member. CoinHearted coordinates the record.
A shared rhythm
Next check-in
Make room for the habit
Saturday · 10:00
Keep the next circle check-in visible, with time to prepare for your turn.
A cooperative, in motion
Distinct people.
One shared orbit.
01Each member keeps control.
02A shared agreement. A clearer record.
03Progress moves around the circle.
03 / Always in your hands
Your circle. Your Bitcoin.
Your control.
The most useful layer is often the one that helps people stay aligned without stepping between them and their money.
Wallet-first
You choose your wallet. You approve the payment.
CoinHearted is being designed to coordinate information without holding your funds. Providers have different custody and recovery models. CoinHearted will never ask for your seed phrase or private keys.
Explicit approval
Reminders may help. Transactions still require your decision.
Shared visibility
Everyone can follow the same schedule and contribution record.
Human agreements
Technology supports trust; it does not manufacture it.
The roadmap · One meaningful step at a time
A shared vision.
A deliberate journey.
Today: this explainer, design previews and a research waitlist. Next, we plan to learn from people who already save together, then shape and test the coordination tools with small groups.
Our direction, not a launch commitment.- Phase 01 · Research◔
Listen first.
Understand the real needs of people who already save together. Shape the foundation through circle conversations, clear agreements, and wallet education.
- Member interviews
- Circle agreements
- Wallet education
- Phase 02 · Design≋
Make the rhythm clear.
Give every member the same understandable view of what’s due, what’s confirmed, and whose turn comes next.
- Shared schedules
- Gentle reminders
- Contribution records
- Phase 03 · Pilot◎
Learn with real circles.
Test with small groups who know one another. Refine the experience around their feedback, with deliberate attention to wallet control and safety.
- Small cohorts
- Member feedback
- Safety review
- Phase 04 · Exploration◇
Let the community shape what’s next.
Explore whether future $HARTD eligibility and community governance can support healthy participation while keeping Bitcoin at the center.
- Participation
- Community voice
- Thoughtful rewards
Optional context
Beyond your circle.
Bitcoin market data and reporting, separate from the CoinHearted concept. These panels do not show circle activity or savings performance.
01 / THE BITCOIN PULSEConnecting
BitcoinBTC / USDT
—USDT
Waiting for market dataBinance spot
SMA 50 —UTC
Connecting to the market…
Move over the chart to explore each candle.
02 / THE NEWSWIRE
Bitcoin, in focus.
03 / A WIDER VIEW
Beyond the price.
Latest coverage
Reuters · CNBC · The Wall Street Journal
Google News + WSJ RSS.
05 / A few good questions
A clear start.
A shared understanding.
Get to know the idea, the boundaries, and what comes next.
What is CoinHearted?
CoinHearted is a Bitcoin-first savings cooperative concept based on an RCCC: a rotating communal contributory cooperative. It is being designed to help trusted groups agree on a cadence, track contributions, and keep the shared schedule understandable.
Does CoinHearted hold my Bitcoin?
No. The product direction is non-custodial: members use their own wallets and approve their own payments. CoinHearted coordinates information; it does not hold funds or approve transactions.
Is the platform live?
Not yet. This is an early landing page and research waitlist. Joining helps us learn what trusted circles actually need before building the platform.
How could a circle work?
A group would agree on its members, contribution amount, cadence, and rotation order. Each person would contribute from their own wallet, with the group following shared records and the schedule they accepted.
What if someone misses a contribution?
A shared record can show a missed contribution; it cannot make someone pay. A circle would need to agree beforehand how to handle delays and missed payments. CoinHearted cannot guarantee repayment or that a cycle will finish.
What is $HARTD?
$HARTD is an exploratory future community and rewards concept—not Bitcoin, not a savings deposit, and not currently for sale. Eligibility, distribution and launch details are not finalized. Joining the waitlist does not promise tokens or a future token value.
What happens after I join?
You will receive occasional product updates. If you opt into research, we may also invite you to a short conversation or a carefully scoped early trial.
The CoinHearted notebook
Understand the circle.
Then decide.
Three short guides to the idea, your responsibilities and where the project stands.
01 / The idea
02 / Your wallet
03 / The build
How a Bitcoin savings circle would work
Follow four fictional members through an agreed order. Explore what a missed contribution changes.
What stays in your hands
Wallet choice, payment approval, custody and recovery responsibilities.
What you can try today
An honest look at the current explainer, design previews and research waitlist.
Bring your own wallet
Familiar names.
Your choice.
Explore our wallet and provider shortlist. Start with the custody model that fits you, and learn what stays in your hands.
Explore wallet optionsLedger and Gemini links are affiliate links. Web 5 Labs may earn a commission from qualifying purchases or actions through these links.
Exchanges · hardware wallets · self-custody
CoinbaseExchange & account services (opens in a new tab)Crypto.comExchange & app (opens in a new tab)
GeminiExchange & custody services (opens in a new tab)
TrezorHardware wallet · cold storage (opens in a new tab)
LedgerHardware wallet · cold storage (opens in a new tab)
MetaMaskSelf-custody software wallet (opens in a new tab)
Provider websites to explore. Logos identify their owners; no partnership or confirmed CoinHearted integration is implied. Hardware wallets and exchange accounts have different custody models.
The next chapter starts with you
A better savings habit
starts together.
Join for project updates and opportunities to help shape the first circles. Opt into a research conversation if you’d like to share your experience. Early access is not guaranteed.